Simply Approved

There are currently thousands of mortgage products available and finding the right one for you can be a bit of a mine field.

We will research on your behalf from our panel of over 35 different lenders. This ensures you are provided with an unbiased solution for your financial needs.

We can also obtain many exclusive deals which are generally not advertised.

Below is a brief description of the more common mortgage types to enable you to make a decision as to which mortgage would suit you best.

Standard Variable Rate

Standard Variable Rate loans typically offer you maximum flexibility and great features, including the option to fix or split your loan, the ability to make additional repayments when you can afford to, and the option to redraw these funds for any purpose when you need to.

Basic Variable Rate

Basic Variable Rate loans offer a lower interest rate, but fewer features. However, you usually have the option to pay for additional flexibility and features when you need them.

Fixed Rate

Fixed Rate loans protect you against interest rate changes for an agreed time, so you have peace of mind knowing your repayments won't increase. However, you won't benefit if rates go down during the fixed term.

Home Equity Loans (Line of Credit)

Home Equity Loans allow you to unlock the equity in your existing property for other opportunities such as renovating your home, investing in shares or managed funds, or financing an investment property.

All-In-One Loans

By keeping all your money in your loan account, and only redrawing your living expenses as you need to, you can reduce the amount you owe. This, in turn, reduces the amount of interest you have to repay, making your money work harder.
53 Anthony Rolfe Avenue Gungahlin ACT 2912  l  Ph: 02 6255 0777  l  Fax: 02 6241 1935
Copyright 2005 by Simply Approved